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On May 27, 2013, the Texas Legislature concluded the 2013 legislative session. Unlike the 2011 legislative session, in which the Texas Legislature enacted the most significant reforms to Texas HOA laws in almost 20 years, the legislation passed by the Legislature in the 2013 session is relatively minor in scope. Among the new laws enacted by the Texas Legislature are statutory provisions that allow Condominium Associations to borrow money and to pledge future assessments as collateral for loans, establish new rules for assessment of expenses associated with insurance deductibles, and expand unit owners’ redemption right following foreclosure of a Condominium Association’s assessment lien. For a more detailed summary of the new laws enacted by the 2013 Texas Legislature applicable to Texas HOAs or to view actual copies of the enacted bills go to Texas HOA Law’s 2013 Legislative Update.